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	<title>Finance and Refinance &#187; online money</title>
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	<link>http://financeandrefinance.com</link>
	<description>Finance facts you should know to make more money.</description>
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		<title>Financial mantra for making money online</title>
		<link>http://financeandrefinance.com/financial-mantra-for-making-money-online/</link>
		<comments>http://financeandrefinance.com/financial-mantra-for-making-money-online/#comments</comments>
		<pubDate>Wed, 22 Apr 2009 05:00:04 +0000</pubDate>
		<dc:creator>TheFinanceGuy</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[financial credo]]></category>
		<category><![CDATA[financial mantra]]></category>
		<category><![CDATA[financial mantra for making money online]]></category>
		<category><![CDATA[google]]></category>
		<category><![CDATA[make money online]]></category>
		<category><![CDATA[make money with google]]></category>
		<category><![CDATA[online money]]></category>

		<guid isPermaLink="false">http://financeandrefinance.com/?p=102</guid>
		<description><![CDATA[RIGHT NOW, as we speak, on the internet there are millions of people who have money and they want to buy something.
Most of them are determined to buy something in the next 10 minutes.
They are searching on Google for the best product suitable for their needs, and when they will find it, they WILL buy it.
In [...]]]></description>
			<content:encoded><![CDATA[<p>RIGHT NOW, as we speak, on the internet there are millions of people who have money and they want to buy something.</p>
<p>Most of them are determined to buy something in the next 10 minutes.</p>
<p>They are searching on Google for the best product suitable for their needs, and when they will find it, they WILL buy it.</p>
<p>In the next 10 minutes they will have their money SPENT.</p>
<p>You should be present in the market. You should take a part of their money.</p>
<p>Just by being present, their will be several customers who will buy from you.</p>
<p>Then, if you increase your visibility, more people will buy from you.</p>
<p>It&#8217;s a shame not to take their money!</p>
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		<title>Selling value of a website</title>
		<link>http://financeandrefinance.com/selling-value-of-a-website/</link>
		<comments>http://financeandrefinance.com/selling-value-of-a-website/#comments</comments>
		<pubDate>Fri, 10 Apr 2009 06:14:23 +0000</pubDate>
		<dc:creator>TheFinanceGuy</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[a website price]]></category>
		<category><![CDATA[how to evaluate a site]]></category>
		<category><![CDATA[how to evaluate a website]]></category>
		<category><![CDATA[how to make money with a site]]></category>
		<category><![CDATA[make money with web]]></category>
		<category><![CDATA[online money]]></category>
		<category><![CDATA[salling value of a website]]></category>
		<category><![CDATA[site price]]></category>
		<category><![CDATA[website cost]]></category>

		<guid isPermaLink="false">http://financeandrefinance.com/?p=98</guid>
		<description><![CDATA[Interested in how to calculate the selling value of a website? Here it is an approximate calculation
Let&#8217;s say your website is getting you 1000 usd from adsense. And these earnings are constant from the past year. And you don&#8217;t have any marketing/time invested in it. It just keep sending you money.  
The PER (price [...]]]></description>
			<content:encoded><![CDATA[<p>Interested in how to calculate the selling value of a website? Here it is an approximate calculation</p>
<p>Let&#8217;s say your website is getting you 1000 usd from adsense. And these earnings are constant from the past year. And you don&#8217;t have any marketing/time invested in it. It just keep sending you money. <img src='http://financeandrefinance.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p>The PER (price earning ratio) would be 5.</p>
<p>That means you could sell a website for the money you would get from it in the next 5 years.</p>
<p>So, the <strong>selling value of a website</strong> would be: 1000 usd x 12 months/year x 5 years = 60,000 usd, money you could get <strong>now</strong>.</p>
<p>Of course, selling value of a website depends on other various factores. The recession, for example. Right now, there are companies in the market with PER 2, or PER 1. That means that if you buy the stocks, you should have 100% profit in the first year.</p>
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		<title>How to make money using people you know</title>
		<link>http://financeandrefinance.com/how-to-make-money-using-people-you-know/</link>
		<comments>http://financeandrefinance.com/how-to-make-money-using-people-you-know/#comments</comments>
		<pubDate>Tue, 24 Mar 2009 08:55:17 +0000</pubDate>
		<dc:creator>TheFinanceGuy</dc:creator>
				<category><![CDATA[Money]]></category>
		<category><![CDATA[how to make money using people you know]]></category>
		<category><![CDATA[make money]]></category>
		<category><![CDATA[making money]]></category>
		<category><![CDATA[online money]]></category>
		<category><![CDATA[use friends to make money]]></category>

		<guid isPermaLink="false">http://financeandrefinance.com/?p=44</guid>
		<description><![CDATA[Do you want to make money? Do you have a business idea, that sounds ok? You have a great resource in all the people you know.
You can get from them:
1. feedback. Always ask for feedback from your friends, because you need a 3rd party opinion. Usually people are to in love of their ideas and [...]]]></description>
			<content:encoded><![CDATA[<p>Do you want to make money? Do you have a business idea, that sounds ok? You have a great resource in all the people you know.</p>
<p>You can get from them:</p>
<p><strong>1. feedback.</strong> Always ask for feedback from your friends, because you need a 3rd party opinion. Usually people are to in love of their ideas and do not keep the eyes on the ball anymore.</p>
<p><strong>2. endorsement.</strong> Probably your acquaintances have a name and a company behind them. Ask them to give you a testimonial (of your character or of your product). Ask for a recommendations. Make a movie with them asking them to testify that you/your idea (to make money) is cool.</p>
<p><strong>3. money (as financing).</strong> Well, in order to make money you need to invest money (usually). You can have that money or you can borrow them. Friends can help you, if you are a trustworthy person</p>
<p><strong>4. money (as clients).</strong> If you will offer something that can be useful to them, then you can have the first clients from your friends. <img src='http://financeandrefinance.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  Anyway they will have to pay for that service/product, why not to buy from you?</p>
<p><strong>5. recommendations for their friends as well. </strong>Ask them if they have any potential clients for you. Ask them to give you an entry&#8230; This will help you sell through people that know people that know people</p>
<p><strong>6. use other resources from them.</strong> Every people has access to some free/cheap resources. Is a petty to to use them. If a friend of yours has a server, ask him to host your site. If other have programming skills, ask him to help you for free with the programming, and so on.</p>
<p>The idea is that every person you know, if you kindly ask her, can help you somehow. If they won&#8217;t help you, then you know to disregard it in the future. <img src='http://financeandrefinance.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  You must ask something from every person you know, so you can make more money. After all, it&#8217;s in their advantage as well so you can grow up financially.</p>
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