If you ask for a loan til payday, maybe you are in the following categories:
- you need a loan to some stupid stuff
- you need the loan to buy something on short term, that anyway you would have bought it at the next payday
- you need to invest in something

If you move down through thew categories, then you’ve got my respect. I hate to see people that are stupid, they are enslave themselves, making loans for stupid things.  A loan til payday is good ONLY if bring some real added value, in terms of cash. if you take a loan til payday to spend it in mall, on chicks, clothes and vacations, then you deserve your faith.

A loan should ONLY be taken if you will invest it properly, not spend on stupid things. You know, there is a movie with Jim Carrey (Dumb and dumber). They had very few money and Jim Carrey partner said “don’t buy stupid things”. Ofcourse they spent all their money on jokes… This is very similar with a mis-use of a loan til payday. So be careful on what you are spending your debts.